Eligible Products and Credits Table

Products Commission Fee/Credit Premium Credit
Accidental death and dismemberment (individual) 100% of first year commission 100% of first year premium
Critical illness (individual) 100% of first year commission 100% of first year premium
Disability income contracts (individual) 100% of first year commission 100% of first year premium
Life (individual)
Up to annual premium/target premium 100% of first year commission 100% of first year premium
Deposits in excess of annual/target premium/top up 100% of commission paid 6% of excess premium
Single premium (whole life and investment) 100% of first year commission 6% of first year premium
Short-term endowment rider (max 15 yrs) 100% of first year commission 100% of first year premium
Accidental death and dismemberment (group) 100% of first year commission 10% of first year premium
Critical illness (group) 100% of first year commission 10% of first year premium
Disability income contracts (group) 100% of first year commission 10% of first year premium
Life (group) 100% of first year commission 10% of first year premium
Long-term care (group) 100% of first year commission 10% of first year premium
Annuities (individual and group) 100% of all commissions 6% of new money invested
Single premium and/or short-term endowment (max 15 yrs.) 100% of first year commission 6% of first year premium
Health care (individual) 100% of first year commission 100% of first year premium
Health care (group) 100% of first year commission 10% of first year premium
Mutual funds 100% of all commissions/fee 6% of new money invested
Securities 100% of all commissions/fee on new money invested 6% of new money invested
Wrap accounts/asset management accounts 100% of all commissions/fee 6% of new money invested
Financial Planning Fees/Fees for Advice 100% of the net fee 100% of the gross fee